Why should you call Car Accident Doctor?  Are you suffering from back pain, neck pain, sciatic pain after a car accident? We can help. Our top physicians specialize in auto injury cases treating injuries sustained in car accidents. Proper medical care that is crucial for car accident injuries. Schedule an appointment with the best, board-certified doctors near you. Our pain management offices provide you with a complete range of medical care and diagnostic testing. We will help you get well faster.

Urgent, Do Not Wait — Call a Car Accident Doctor Immediately. 

In a world driven by automation and staggering population with lots of cars and traffic always on the go, accidents are a common misfortune. Getting over the trauma and getting back to shape in good time can only be possible with swift and effective medical assistance. This is where a car accident doctor comes in. Car accident doctors take charge of your full treatment and bill your car insurance company. This is vitally important as not all doctors welcome personal injury patients, and besides, car accident doctors are well positioned to make such billing. Car accident doctors are not common and finding one in the unlikely event of an accident can be nerve-racking.

We have a long list of car wreck doctors, accident doctors as well as an attorney & medical lien doctors on our team. So we can readily find one if you need a physician for an emergency. We will also be readily willing to find you alternative options if you can’t find one for your location. Our accident doctors are go-to specialists that will help in your recovery process while carefully drafting your documentation to get the best benefit from your insurance, attorney or medical lien.

Car accident Doctors and medical or attorney’s liens

The first concern after an accident is your safety, and then, the nightmare of your medical bills. To save this hassles, getting an accident doctor can be a goldmine. Working with attorneys and medical lien’s, our accident doctors are only a call away and we’ll be right there to help you on your recovery while taking charge of proceedings of your medical bills.

Payment is guaranteed with a medical lien after treatment is completed. An attorney’s lien ensures payment is done by the medic after your insurance company has provided your settlement.

Doctors who Bill your Third Party insurance

Your primary doctors are those who directly bill your regular health insurance company. It’s not uncommon for many accident victims to go see their primary physician after an accident but get referred as they essentially don’t deal with personal injuries. This is for obvious reasons since they may provide treatment, but only on the condition that payment will be made out of pocket. Definitely not a great way news for accident victims. In fact, your regular health insurance will not cover the car or work-related injuries.  Third party billing basically allows doctors to send your treatment cost over to your regular insurance carrier. Our accident doctors will bill your car or workers compensation insurance to assist you in the unlikely event that you have to deal with an accident. The insurance carrier subsequently sends a cheque covering the treatment cost. This structure sounds great but sadly isn’t available in all states, depending on existing laws.

Accident doctors are not only specialists for accidents, as their name may erroneously infer. They can also handle a wide range of health conditions. These include Broken Bones, Back Pain. Depression, Contusions, Muscle Weakness, Dizziness, Depression, Headache, Shoulder Pain, Neck pain, Leg pain, Muscle weakness, Sprains, Numbness, Soreness, Strains, Tension, Spasms, Whiplash and Tingling uncomfortable sensation among others.

PIP or personal injury protection

A No-Fault Benefits-Personal Injury Protection (PIP) insurance is made compulsory in a number of states. Personal injury protection will cover treatment expenses incurred by you or other passengers in your car during an accident. A medical professional will, therefore, send the PIP bill directly, so no worries as regards your treatment cost. However, PIP benefits have limitations on how much can be claimed per individual. Some states also specify a time limit during which a claim can be made after seeing a physician. This could be anywhere from 14 days to 2years.  Here is what New York PIP law says: 

No-Fault, also called Personal Injury Protection (PIP), is designed to pay promptly, regardless of who is at fault or whether there was any negligence, for economic losses (meaning medical/health expenses, lost earnings, and certain other reasonable and necessary expenses related to injuries sustained), up to $50,000 per person (“basic No-Fault coverage”), to the driver and all passengers injured in your car as well as any pedestrians injured by your car, because of its use or operation in New York State.

The purpose of No-Fault insurance is to restore individuals hurt in auto accidents to health and productivity as swiftly as possible. Because of New York’s No-Fault law, lawsuits due to auto accidents can be brought only for economic losses that exceed No-Fault benefits and for non-economic damages (such as pain and suffering) only if a “serious injury” (as defined in the Insurance Law) is sustained.

No-Fault is a personal injury coverage and does not pay for auto body repair of your car or damage to any other party’s motor vehicle or other personal property. No-Fault is also primary to health insurance, which means it pays first in the event injury is due to an auto accident.

Under this coverage, your insurer provides you and all relatives who reside in your household with protection against economic losses arising from injuries sustained in motor vehicle accidents anywhere within the United States, its territories, and possessions, or Canada. It also provides coverage for any passengers injured in accidents in New York State while in your vehicle, as well as any guest passengers who are New York State residents injured in your vehicle anywhere in the United States, its territories and possessions, or Canada, if they are not covered under another auto insurance policy in New York State.

All pedestrians injured by motor vehicles in New York State are also protected by No-Fault.

Basic No-Fault auto insurance coverage includes:

• reasonable and necessary accident-related medical and rehabilitation expenses (in accordance with established fee schedules);
• 80% of lost earnings from work, up to a maximum payment of $2,000 per month for up to three years from the date of the accident; subject to statutory offsets for New York State disability, Worker’s Compensation, and Federal Social Security disability benefits.
• up to $25 a day, for up to a year from the date of the accident, to reimburse other reasonable and necessary expenses, (e.g., household help, and transportation expenses to/from medical treatment) resulting from the auto accident; and
• a $2,000 death benefit (in addition to the $50,000 basic No-Fault limit), payable to the estate of a person eligible for No-Fault benefits who is killed in a motor vehicle accident.

However, under most insurance policies, a person will be ineligible for No-Fault benefits, if:

• driving while intoxicated or impaired by the use of a drug that contributes to the accident, except for emergency health-related services performed in a general hospital or by an ambulance worker outside of a general hospital. However, the No-Fault insurer has the right to recover from the intoxicated or impaired driver the full amount of those No-Fault payments made by the automobile insurer for the emergency services provided to the driver if the driver is convicted of driving while intoxicated or impaired through the use of alcohol or drugs.
• intentionally causing his or her own injuries;
• riding an all-terrain vehicle (ATV) or a motorcycle as operator or passenger (a pedestrian struck by a motorcycle or ATV is covered);
• injured while committing a felony;
• injured while in a vehicle known to be stolen; or
• an owner of an uninsured vehicle.

Med Pay or Medical payments

Med Pay may not sound cliché to many individuals. Much like Pip, Med Pay is another way of settling off accident treatment costs when they emerge, but in contrast to PIP, the benefit amount is set by you. Benefits here are usually from as low as $500 to about $100,000. However, it is unsurprising that your insurance company may not acquaint you with what Med Pay is all about after purchasing a car insurance The structure is set to cover treatment costs for you and your passengers. The good plus with Med Pay is that benefits are not set per accident, but per person involved in the accident.

Whichever way you choose to go, verifying your insurance policy and determining which is best for your family will always be a great way to stay ahead in the event of an accident. Med pay Insurance is cheap and will undoubtedly come in handy when needed. It is also a strongly recommended option especially in a state with no PIP coverage.

Med Pay, is optional automobile insurance coverage in New York State (“NYS”), which pays $5,000.00 to $10,000.00 per person, for medical, dental, and funeral expenses for both the insured driver and passengers of a motor vehicle involved in an accident, regardless of who is found to be at fault for the accident. Med Pay also covers injuries sustained by a pedestrian or bicyclist that is hit by a car, or a passenger taking public transportation.

No-Fault Benefits-Personal Injury Protection (PIP) States

PIP is not available in all states, so finding out if yours is excluded is just as important. PIP is usually an additional cover to an existing insurance, so you can easily include PIP as an option to your current policy. States with No-Fault Benefits-Personal Injury Protection (PIP) coverage include South Dakota, Virginia, Wisconsin, Texas, and Washington.

Should I see my primary care physician

Seeing a primary care physician after an accident should really not be a problem. The only caveat would be that they will be unable to accept third-party billing as will likely be needed in the occurrence of a personal injury. They may give the needed advice and suggestions, but getting the right documentation for your benefits will be difficult and may cost you invaluable time and money. A professional Medical Doctor will sure be your first step to effective treatment 

and Accident Doctor is here to provide the needed assistance from accident assessment and treatment, all the way to seamless benefit claims by providing the much needed hands-on expertise on personal injuries.

Call today, don’t delay seeing a Car accident doctor

14 days is the gold standard limit within which you can see a car accident doctor and fast track insurance claims in many states with PIP. More delays could mean paying for your medical costs personally, and that’s something you won’t want to deal with. It’s also better practice to see a medic within 72 hours of an accident to save thousands of dollars going down the drain. So, in the event of an accident, hit the call button right off the bat to a car accident doctor and you could be on your way to getting the best and cost-effective treatment you can get.